JHX Capital Consultancy
Specialist, practitioner-led business consultancy
We help banks, financial institutions, fintechs and corporates strengthen operations across lending, treasury, payments, controls and change. Every engagement is scoped to your needs; outcomes depend on your context and are never guaranteed.
Corporate Banking & Transaction Management
Practitioner support across the corporate lending lifecycle, from documentation and collateral recording to covenant monitoring and operational controls.
Discuss Your RequirementsWhat we cover
- Syndicated and bilateral corporate lending
- Loan lifecycle and transaction management
- Documentation processes and governance
- Collateral and guarantee recording
- Covenant monitoring processes
- Loan operational controls
- Transaction workflow improvements
Common client problems
- Inconsistent loan documentation and data capture
- Manual, error-prone covenant tracking
- Gaps between front office, operations and agency teams
How we can assist
We review how transactions move through your organisation, identify control and data gaps, and set out practical steps to strengthen the loan lifecycle.
Typical potential deliverables
Treasury & Cash Management
Structured improvement of treasury operations, liquidity processes and cash visibility for corporates and financial institutions.
Discuss Your RequirementsWhat we cover
- Corporate treasury operations
- Cash pooling and cash sweeping
- Liquidity and working capital processes
- Cash visibility and forecasting
- Bank account structures
- International payment operations
- FX-related operational processes
- Bank relationship management
Common client problems
- Limited real-time visibility of group cash
- Complex, fragmented bank account structures
- Forecasting that relies on spreadsheets and manual collation
How we can assist
We assess your current treasury set-up, map cash and information flows, and recommend structures and processes that improve visibility and control.
Typical potential deliverables
Payments & Transaction Banking
Operational expertise across domestic and cross-border payment workflows, investigations and payments transformation.
Discuss Your RequirementsWhat we cover
- Cross-border payment operations
- SWIFT, CHAPS, BACS and SEPA workflows
- Payment investigation and exception management
- Payment process optimisation
- Corporate banking implementations
- Payment and cash management operating models
- Support for payments transformation
Common client problems
- High volumes of payment exceptions and investigations
- Unclear ownership across payment workflows
- Implementation programmes that stall at operational readiness
How we can assist
We analyse payment workflows end to end, highlight exception drivers and help structure operating model and implementation activity.
Typical potential deliverables
Operational Risk, Controls & Remediation
Independent review and strengthening of operational controls, documentation governance and remediation activity.
Discuss Your RequirementsWhat we cover
- Operational control reviews
- Collateral remediation support
- Process risk assessments
- Documentation governance
- Audit preparation and issue remediation
- Management information and reporting
- Control improvement programmes
Common client problems
- Open audit points without a clear remediation path
- Controls that exist on paper but not in practice
- Management information that does not support decisions
How we can assist
We help you understand where risk sits within your processes, prioritise remediation and put structured reporting in place.
Typical potential deliverables
Business Transformation, Technology & AI
Business-led transformation support: operating model reviews, process redesign and practical AI adoption planning, working with suitable delivery partners where technical implementation is required.
Discuss Your RequirementsWhat we cover
- Operating model reviews
- Workflow and process redesign
- Automation opportunity assessments
- Data and reporting improvements
- AI adoption planning for business operations
- Change implementation coordination
- Business requirements and stakeholder alignment
Common client problems
- Unclear where automation or AI would genuinely help
- Requirements that do not reflect operational reality
- Change initiatives without stakeholder alignment
How we can assist
We bridge operations and technology: defining requirements, identifying realistic automation opportunities and coordinating change.
Typical potential deliverables
Project Management & Interim Advisory
Experienced project and interim support for banking transformation workstreams, governance and specialist assignments.
Discuss Your RequirementsWhat we cover
- Banking transformation workstreams
- Project governance and reporting
- Stakeholder management
- Business change coordination
- Implementation planning
- Temporary senior operational support
- Consultancy subcontracting and specialist assignments
Common client problems
- Workstreams lacking experienced ownership
- Governance and reporting that is inconsistent
- Short-term capacity gaps in senior operational roles
How we can assist
We provide structured, hands-on project and interim support, either directly or as a specialist subcontractor to a lead consultancy.
Typical potential deliverables
How we work
- 01
Initial discussion
A confidential conversation to understand your context and objectives.
- 02
Business needs assessment
We review the relevant processes, data and constraints.
- 03
Scope and proposal
A clear written scope, approach, timeline and fee proposal.
- 04
Agreed engagement
Terms agreed and engagement formally started.
- 05
Delivery and review
Structured delivery with regular review points.
Potential deliverables include discovery assessments, process maps, gap analysis, remediation plans, management reports, project plans, operating model recommendations and implementation roadmaps. Where specialist technical delivery is required, we work with suitable delivery partners.
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